Grundy Bank in Illinois vs the state
1.5%Denial rate-15.67 pts vs state
1.5%Decision denial rate-20.16 pts vs state
92.4%Origination rate+33.62 pts vs state
6.88%Median rate+0.13 pts vs state
0.42Rate spread (pts)+0.04 pts vs state
$113kMedian applicant income
254Loans originated
4Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 256 | 236 | 3.1% | 6.75% | #184 |
| 2024 | 238 | 221 | 1.7% | 7.00% | #205 |
| 2025 | 275 | 254 | 1.5% | 6.88% | #205 |
What Grundy Bank lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Grundy Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Grundy County | 139 | 129 | 0 | 0.0% |
| Will County | 67 | 64 | 1 | 1.5% |
| LaSalle County | 30 | 26 | 2 | 6.7% |
| Kankakee County | 10 | 9 | 1 | 10.0% |
| Kendall County | 7 | 6 | 0 | 0.0% |
| DuPage County | 7 | 7 | 0 | 0.0% |
| Cook County | 4 | 3 | 0 | 0.0% |
| Livingston County | 3 | 3 | 0 | 0.0% |
| Lake County | 2 | 2 | 0 | 0.0% |
| DeKalb County | 1 | 0 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 275 applications in 2025, of which 254 were originated and 4 denied.
1.5% of all applications, or 1.5% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Grundy Bank originated in Illinois in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are Grundy Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology