Lennar Mortgage in Illinois vs the state
7.0%Denial rate-10.13 pts vs state
8.1%Decision denial rate-13.56 pts vs state
79.0%Origination rate+20.30 pts vs state
5.50%Median rate-1.25 pts vs state
-0.74Rate spread (pts)-1.12 pts vs state
$133kMedian applicant income
984Loans originated
87Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,065 | 801 | 6.6% | 5.50% | #69 |
| 2024 | 1,130 | 901 | 5.0% | 5.50% | #67 |
| 2025 | 1,245 | 984 | 7.0% | 5.50% | #70 |
What Lennar Mortgage lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Lennar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| McHenry County | 358 | 284 | 29 | 8.1% |
| Will County | 319 | 261 | 21 | 6.6% |
| Kane County | 201 | 160 | 13 | 6.5% |
| Lake County | 127 | 100 | 7 | 5.5% |
| DeKalb County | 110 | 82 | 5 | 4.5% |
| Kendall County | 92 | 77 | 3 | 3.3% |
| Cook County | 20 | 13 | 3 | 15.0% |
| Grundy County | 18 | 7 | 6 | 33.3% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 1,245 applications in 2025, of which 984 were originated and 87 denied.
7.0% of all applications, or 8.1% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Lennar Mortgage originated in Illinois in 2025 was 5.50%, against a statewide median of 6.75%.
About this data. Figures are Lennar Mortgage's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology