Numark Credit Union in Illinois vs the state
18.8%Denial rate+1.67 pts vs state
23.9%Decision denial rate+2.26 pts vs state
59.3%Origination rate+0.55 pts vs state
7.38%Median rate+0.63 pts vs state
0.16Rate spread (pts)-0.23 pts vs state
$102kMedian applicant income
568Loans originated
180Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 232 | 170 | 10.3% | 6.63% | #200 |
| 2024 | 916 | 517 | 26.3% | 8.00% | #76 |
| 2025 | 958 | 568 | 18.8% | 7.38% | #81 |
What Numark Credit Union lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Numark Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Will County | 349 | 219 | 71 | 20.3% |
| Cook County | 311 | 163 | 52 | 16.7% |
| DuPage County | 81 | 54 | 11 | 13.6% |
| Kendall County | 55 | 30 | 14 | 25.5% |
| Kane County | 46 | 28 | 13 | 28.3% |
| Grundy County | 31 | 19 | 6 | 19.4% |
| LaSalle County | 17 | 15 | 1 | 5.9% |
| Kankakee County | 13 | 10 | 1 | 7.7% |
| Lake County | 10 | 4 | 2 | 20.0% |
| McHenry County | 10 | 5 | 1 | 10.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 958 applications in 2025, of which 568 were originated and 180 denied.
18.8% of all applications, or 23.9% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Numark Credit Union originated in Illinois in 2025 was 7.38%, against a statewide median of 6.75%.
About this data. Figures are Numark Credit Union's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology