Old National Bank in Illinois vs the state
26.8%Denial rate+9.65 pts vs state
31.2%Decision denial rate+9.52 pts vs state
57.2%Origination rate-1.55 pts vs state
6.25%Median rate-0.50 pts vs state
-0.36Rate spread (pts)-0.74 pts vs state
$93kMedian applicant income
2,207Loans originated
1,033Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,260 | 1,809 | 36.9% | 6.49% | #21 |
| 2024 | 3,492 | 1,988 | 32.5% | 6.85% | #25 |
| 2025 | 3,859 | 2,207 | 26.8% | 6.25% | #25 |
What Old National Bank lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Old National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 1,771 | 993 | 468 | 26.4% |
| Lake County | 517 | 294 | 153 | 29.6% |
| Will County | 494 | 291 | 137 | 27.7% |
| DuPage County | 228 | 130 | 60 | 26.3% |
| Kane County | 132 | 75 | 36 | 27.3% |
| DeKalb County | 109 | 67 | 22 | 20.2% |
| McHenry County | 92 | 68 | 16 | 17.4% |
| Grundy County | 91 | 62 | 13 | 14.3% |
| Vermilion County | 89 | 34 | 40 | 44.9% |
| Kendall County | 60 | 39 | 12 | 20.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 3,859 applications in 2025, of which 2,207 were originated and 1,033 denied.
26.8% of all applications, or 31.2% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Old National Bank originated in Illinois in 2025 was 6.25%, against a statewide median of 6.75%.
About this data. Figures are Old National Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology