Primelending, a Plainscapital in Illinois vs the state
5.7%Denial rate-11.39 pts vs state
6.6%Decision denial rate-15.13 pts vs state
74.2%Origination rate+15.41 pts vs state
6.75%Median rate0.00 pts vs state
0.36Rate spread (pts)-0.02 pts vs state
$112kMedian applicant income
608Loans originated
47Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 499 | 362 | 7.0% | 6.99% | #111 |
| 2024 | 702 | 537 | 5.4% | 6.99% | #95 |
| 2025 | 820 | 608 | 5.7% | 6.75% | #91 |
What Primelending, a Plainscapital lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kankakee County | 159 | 128 | 8 | 5.0% |
| Cook County | 131 | 78 | 10 | 7.6% |
| Champaign County | 110 | 84 | 4 | 3.6% |
| St. Clair County | 105 | 81 | 3 | 2.9% |
| Madison County | 58 | 35 | 8 | 13.8% |
| Will County | 55 | 47 | 1 | 1.8% |
| DuPage County | 33 | 24 | 2 | 6.1% |
| Kane County | 17 | 11 | 3 | 17.6% |
| Piatt County | 17 | 15 | 0 | 0.0% |
| Iroquois County | 16 | 13 | 1 | 6.3% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 820 applications in 2025, of which 608 were originated and 47 denied.
5.7% of all applications, or 6.6% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Primelending, a Plainscapital originated in Illinois in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology