Largest lenders in Iroquois County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage | C | 39 | 29 | 20.5% | 6.88% |
| 2 | First Financial Bank | D | 34 | 16 | 35.3% | 5.99% |
| 3 | Iroquois Federal Savings and Loan Association | B | 25 | 17 | 12.0% | — |
| 4 | Ixonia Bank | C | 22 | 16 | 0.0% | 6.99% |
| 5 | Broker Solutions | D | 21 | 9 | 4.8% | 7.13% |
| 6 | Pennymac Loan Services | C | 20 | 5 | 15.0% | 6.50% |
| 7 | Petefish, Skiles & | C | 18 | 10 | 16.7% | 6.50% |
| 8 | Mortgage Research Center | C | 16 | 9 | 18.8% | 6.63% |
| 9 | Primelending, a Plainscapital | A | 16 | 13 | 6.3% | 6.63% |
| 10 | AmeriSave Mortgage | D | 15 | 1 | 80.0% | 7.00% |
| 11 | First Trust Bank of Illinois | – | 15 | 10 | 20.0% | — |
| 12 | Crosscountry Mortgage | B | 14 | 11 | 0.0% | 6.75% |
| 13 | First State Bank of Forrest | A | 13 | 9 | 15.4% | — |
| 14 | National Bank of St. Anne | A | 13 | 13 | 0.0% | — |
| 15 | Coastal Community Bank | C | 13 | 3 | 0.0% | 10.49% |
| 16 | Peoples Bank of Kankakee County | C | 12 | 6 | 25.0% | — |
| 17 | Guaranteed Rate | B | 10 | 4 | 10.0% | 6.58% |
| 18 | Loandepot.Com | D | 10 | 4 | 30.0% | 7.06% |
| 19 | New Day Financial | F | 9 | 2 | 22.2% | 7.37% |
| 20 | Bank of America | F | 8 | 2 | 25.0% | 6.25% |
| 21 | U.S. Bank | D | 8 | 3 | 50.0% | 6.50% |
| 22 | Midland States Bank | C | 8 | 4 | 25.0% | 6.94% |
| 23 | Busey Bank | C | 8 | 6 | 0.0% | 6.88% |
| 24 | United Shore Financial Services | B | 8 | 5 | 12.5% | 6.87% |
| 25 | Spring Eq | D | 7 | 3 | 28.6% | 8.80% |
What Iroquois County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Iroquois County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 496 | 292 | 21.0% | 6.95% | $105,000 |
| 2024 | 538 | 320 | 21.2% | 6.99% | $105,000 |
| 2025 | 621 | 347 | 19.5% | 6.88% | $115,000 |
Frequently asked questions
19.5% of applications in Iroquois County were denied in 2025, against 17.1% statewide in Illinois.
Rocket Mortgage, with 39 applications in 2025 and a denial rate of 20.5%.
The median mortgage application in Iroquois County in 2025 was for $115,000; the median property value on originated loans was $185,000.