First State Bank of Forrest in Illinois vs the state
6.0%Denial rate-11.10 pts vs state
6.3%Decision denial rate-15.43 pts vs state
86.6%Origination rate+27.88 pts vs state
—Median rate
—Rate spread (pts)
$85kMedian applicant income
259Loans originated
18Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 259 | 233 | 7.0% | — | #180 |
| 2024 | 255 | 220 | 7.1% | — | #197 |
| 2025 | 299 | 259 | 6.0% | — | #189 |
What First State Bank of Forrest lends in Illinois
By loan purpose
By loan type
Where in Illinois
Counties with the most First State Bank of Forrest applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Livingston County | 113 | 94 | 8 | 7.1% |
| Champaign County | 35 | 33 | 2 | 5.7% |
| Peoria County | 35 | 33 | 1 | 2.9% |
| McLean County | 26 | 24 | 1 | 3.8% |
| Ford County | 16 | 14 | 2 | 12.5% |
| Iroquois County | 13 | 9 | 2 | 15.4% |
| Piatt County | 13 | 12 | 0 | 0.0% |
| Tazewell County | 11 | 10 | 0 | 0.0% |
| De Witt County | 8 | 8 | 0 | 0.0% |
| Woodford County | 6 | 4 | 1 | 16.7% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 299 applications in 2025, of which 259 were originated and 18 denied.
6.0% of all applications, or 6.3% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are First State Bank of Forrest's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology