Peoples Bank of Kankakee County · Illinois · 2025

Peoples Bank of Kankakee County in Illinois: approval rate, denial rate and rates (2025)

Peoples Bank of Kankakee County took 166 mortgage applications in Illinois in 2025, ranking #276 of 1,150 lenders active in the state. It originated 66.3% of them and denied 9.6% (12.0% of the applications it decided), against a statewide denial rate of 17.1%.

166Applicationsin IL
12.0%Decision denial ratestate 21.7%
Median ratestate 6.75%
$145,000Median loanstate $185,000
$19MVolume9 counties

Peoples Bank of Kankakee County in Illinois vs the state

9.6%Denial rate-7.48 pts vs state
12.0%Decision denial rate-9.65 pts vs state
66.3%Origination rate+7.53 pts vs state
Median rate
Rate spread (pts)
$84kMedian applicant income
110Loans originated
16Denied

Trend in Illinois

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231481124.7%#271
2024134947.5%#286
20251661109.6%#276

What Peoples Bank of Kankakee County lends in Illinois

By loan purpose

Home purchase 143 86% · 6.3% denied
Refinance 7 4% · 28.6% denied
Cash-out refinance 14 8% · 28.6% denied
Other / HELOC 2 1% · 50.0% denied

By loan type

Conventional 166 100% · 9.6% denied

Where in Illinois

Counties with the most Peoples Bank of Kankakee County applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Kankakee County 1429811 7.7%
Iroquois County 1263 25.0%
Will County 531 20.0%
Cook County 200 0.0%
Peoria County 110 0.0%
Shelby County 100 0.0%
Marshall County 110 0.0%
Kane County 110 0.0%
Vermilion County 101 100.0%

Other large lenders in Illinois

LenderGradeApplicationsDenial rateMedian rate
Guaranteed RateB 17,4794.9%6.63%
Rocket MortgageC 16,97119.7%6.75%
United Shore Financial ServicesB 15,64413.0%6.50%
JPMorgan Chase BankB 13,5749.7%6.49%
U.S. BankD 10,07638.3%7.00%
Crosscountry MortgageB 8,7794.5%6.75%
Fifth Third BankD 8,62832.1%7.50%
The Huntington National BankD 8,22631.9%6.99%
BMO BankF 8,00732.7%8.33%
Loandepot.ComD 7,01917.7%6.88%

Frequently asked questions

Illinois: 166 applications in 2025, of which 110 were originated and 16 denied.

9.6% of all applications, or 12.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Peoples Bank of Kankakee County's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology