Largest lenders in Marshall County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Citizens Equity First | B | 42 | 24 | 11.9% | 7.38% |
| 2 | Morton Community Bank | B | 42 | 36 | 14.3% | 7.13% |
| 3 | Flat Branch Mortgage | A | 24 | 21 | 0.0% | 6.63% |
| 4 | Rocket Mortgage | C | 17 | 13 | 17.7% | 6.99% |
| 5 | Newrez | D | 16 | 3 | 18.8% | 6.24% |
| 6 | United Shore Financial Services | B | 14 | 8 | 14.3% | 6.56% |
| 7 | Loandepot.Com | D | 12 | 7 | 25.0% | 6.75% |
| 8 | Freedom Mortgage | B | 11 | 6 | 9.1% | 6.25% |
| 9 | Heartland Bank and Trust | D | 10 | 6 | 40.0% | 6.98% |
| 10 | Mortgage Research Center | C | 10 | 6 | 30.0% | 6.37% |
| 11 | Mld Mortgage | A | 10 | 8 | 0.0% | 6.50% |
| 12 | MidAmerica National Bank | D | 9 | 4 | 33.3% | — |
| 13 | Wells Fargo Bank | B | 7 | 5 | 0.0% | 7.00% |
| 14 | PNC Bank | D | 7 | 3 | 42.9% | 11.00% |
| 15 | U.S. Bank | D | 7 | 2 | 57.1% | 6.69% |
| 16 | Figure Lending | C | 7 | 5 | 28.6% | 9.85% |
| 17 | First State Bank | B | 6 | 4 | 16.7% | 6.88% |
| 18 | Streator Onized Credit Union | D | 6 | 3 | 33.3% | — |
| 19 | Goodfield State Bank | A | 5 | 5 | 0.0% | — |
What Marshall County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Marshall County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 330 | 217 | 12.7% | 6.99% | $95,000 |
| 2024 | 343 | 234 | 16.9% | 6.99% | $95,000 |
| 2025 | 389 | 252 | 16.7% | 6.88% | $105,000 |
Frequently asked questions
16.7% of applications in Marshall County were denied in 2025, against 17.1% statewide in Illinois.
Citizens Equity First, with 42 applications in 2025 and a denial rate of 11.9%.
The median mortgage application in Marshall County in 2025 was for $105,000; the median property value on originated loans was $175,000.