MidAmerica National Bank in Illinois vs the state
16.4%Denial rate-0.72 pts vs state
20.8%Decision denial rate-0.87 pts vs state
62.4%Origination rate+3.69 pts vs state
—Median rate
—Rate spread (pts)
$72kMedian applicant income
118Loans originated
31Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 191 | 129 | 14.1% | — | #229 |
| 2024 | 171 | 116 | 11.1% | — | #250 |
| 2025 | 189 | 118 | 16.4% | — | #252 |
What MidAmerica National Bank lends in Illinois
By loan purpose
By loan type
Where in Illinois
Counties with the most MidAmerica National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 122 | 75 | 22 | 18.0% |
| McDonough County | 36 | 25 | 3 | 8.3% |
| Marshall County | 9 | 4 | 3 | 33.3% |
| Peoria County | 6 | 3 | 1 | 16.7% |
| Cook County | 3 | 2 | 1 | 33.3% |
| Tazewell County | 3 | 2 | 0 | 0.0% |
| Putnam County | 2 | 1 | 0 | 0.0% |
| McLean County | 2 | 1 | 0 | 0.0% |
| Mason County | 1 | 1 | 0 | 0.0% |
| Sangamon County | 1 | 0 | 1 | 100.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 189 applications in 2025, of which 118 were originated and 31 denied.
16.4% of all applications, or 20.8% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are MidAmerica National Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology