Morton Community Bank in Illinois vs the state
10.8%Denial rate-6.35 pts vs state
11.7%Decision denial rate-10.01 pts vs state
80.2%Origination rate+21.41 pts vs state
7.00%Median rate+0.25 pts vs state
0.19Rate spread (pts)-0.19 pts vs state
$95kMedian applicant income
1,377Loans originated
185Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,636 | 1,295 | 9.0% | 7.00% | #41 |
| 2024 | 1,523 | 1,233 | 9.7% | 7.50% | #50 |
| 2025 | 1,718 | 1,377 | 10.8% | 7.00% | #49 |
What Morton Community Bank lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Morton Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tazewell County | 424 | 328 | 51 | 12.0% |
| Peoria County | 267 | 198 | 36 | 13.5% |
| Sangamon County | 230 | 190 | 18 | 7.8% |
| McLean County | 181 | 154 | 11 | 6.1% |
| Woodford County | 102 | 82 | 10 | 9.8% |
| McDonough County | 82 | 77 | 2 | 2.4% |
| Champaign County | 60 | 53 | 1 | 1.7% |
| Fulton County | 55 | 40 | 10 | 18.2% |
| Marshall County | 42 | 36 | 6 | 14.3% |
| Mason County | 32 | 24 | 7 | 21.9% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 1,718 applications in 2025, of which 1,377 were originated and 185 denied.
10.8% of all applications, or 11.7% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Morton Community Bank originated in Illinois in 2025 was 7.00%, against a statewide median of 6.75%.
About this data. Figures are Morton Community Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology