Streator Onized Credit Union in Illinois vs the state
25.5%Denial rate+8.36 pts vs state
28.2%Decision denial rate+6.51 pts vs state
64.9%Origination rate+6.16 pts vs state
—Median rate
—Rate spread (pts)
$81kMedian applicant income
135Loans originated
53Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 162 | 83 | 35.8% | — | #258 |
| 2024 | 186 | 111 | 28.5% | — | #238 |
| 2025 | 208 | 135 | 25.5% | — | #243 |
What Streator Onized Credit Union lends in Illinois
By loan purpose
By loan type
Where in Illinois
Counties with the most Streator Onized Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| LaSalle County | 107 | 73 | 26 | 24.3% |
| Livingston County | 50 | 30 | 13 | 26.0% |
| Grundy County | 15 | 11 | 3 | 20.0% |
| Will County | 8 | 6 | 2 | 25.0% |
| Marshall County | 6 | 3 | 2 | 33.3% |
| McLean County | 4 | 2 | 2 | 50.0% |
| Bureau County | 4 | 1 | 2 | 50.0% |
| DeKalb County | 3 | 2 | 0 | 0.0% |
| Putnam County | 2 | 0 | 2 | 100.0% |
| Kendall County | 2 | 2 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 208 applications in 2025, of which 135 were originated and 53 denied.
25.5% of all applications, or 28.2% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Streator Onized Credit Union's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology