Peoples Bank of Kankakee County at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the C grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
39th12.3% deniedProcesswithdrawn + incomplete share, weight 15%
20th19.8%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 154 | 117 | 4.6% | 5.4% | — | $21M |
| 2024 | 140 | 99 | 7.1% | 8.7% | — | $21M |
| 2025 | 172 | 113 | 9.9% | 12.3% | — | $21M |
What Peoples Bank of Kankakee County lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 0 manufactured homes, 25 investment properties.
Who gets approved at Peoples Bank of Kankakee County
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 37 | 24 | 16.1% |
| $50k – $100k | 55 | 37 | 9.1% |
| $100k – $150k | 36 | 25 | 16.7% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 43 | 32 | 5.7% |
| 35–44 | 26 | 16 | 15.0% |
| 45–54 | 24 | 15 | 20.0% |
| 55–64 | 25 | 14 | 25.0% |
Where Peoples Bank of Kankakee County lends
4 states and 14 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Illinois | 166 | 110 | 9.6% | — | #276 |
Frequently asked questions
Peoples Bank of Kankakee County denied 12.3% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 39th percentile of small mortgage lenders.
In 2025, 86% of its applications were for home purchases, 13% for refinancing (including cash-out), and 1% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.