FIRST NEBRASKA Credit Union at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the C grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
33rd14.2% deniedProcesswithdrawn + incomplete share, weight 15%
90th1.7%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 239 | 153 | 11.7% | 12.7% | — | $11M |
| 2024 | 166 | 104 | 15.1% | 15.8% | — | $7.7M |
| 2025 | 172 | 112 | 14.0% | 14.2% | — | $10M |
What FIRST NEBRASKA Credit Union lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 0 manufactured homes, 5 investment properties.
Who gets approved at FIRST NEBRASKA Credit Union
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| $50k – $100k | 50 | 29 | 25.0% |
| $100k – $150k | 51 | 35 | 9.8% |
| $150k – $250k | 41 | 29 | 9.8% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 35–44 | 24 | 12 | 29.2% |
| 45–54 | 49 | 32 | 10.4% |
| 55–64 | 43 | 30 | 11.6% |
| 65–74 | 36 | 26 | 8.6% |
Where FIRST NEBRASKA Credit Union lends
3 states and 17 counties in 2025. Click a state for the lender's full record there.
Frequently asked questions
FIRST NEBRASKA Credit Union denied 14.2% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 33rd percentile of small mortgage lenders.
In 2025, 5% of its applications were for home purchases, 49% for refinancing (including cash-out), and 46% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.