FIRST NEBRASKA Credit Union in Nebraska vs the state
13.3%Denial rate+0.80 pts vs state
13.6%Decision denial rate-1.56 pts vs state
66.1%Origination rate-1.22 pts vs state
—Median rate
—Rate spread (pts)
$114kMedian applicant income
109Loans originated
22Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 226 | 146 | 12.4% | — | #60 |
| 2024 | 160 | 100 | 15.6% | — | #76 |
| 2025 | 165 | 109 | 13.3% | — | #82 |
What FIRST NEBRASKA Credit Union lends in Nebraska
By loan purpose
By loan type
Where in Nebraska
Counties with the most FIRST NEBRASKA Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 89 | 59 | 13 | 14.6% |
| Lancaster County | 38 | 24 | 7 | 18.4% |
| Sarpy County | 19 | 14 | 1 | 5.3% |
| Washington County | 7 | 4 | 0 | 0.0% |
| Saunders County | 3 | 2 | 0 | 0.0% |
| Saline County | 2 | 1 | 0 | 0.0% |
| Dodge County | 2 | 1 | 0 | 0.0% |
| Platte County | 1 | 1 | 0 | 0.0% |
| Dawson County | 1 | 1 | 0 | 0.0% |
| Buffalo County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 165 applications in 2025, of which 109 were originated and 22 denied.
13.3% of all applications, or 13.6% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are FIRST NEBRASKA Credit Union's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology