FIRST NEBRASKA Credit Union · Iowa · 2025

FIRST NEBRASKA Credit Union in Iowa: approval rate, denial rate and rates (2025)

FIRST NEBRASKA Credit Union took 6 mortgage applications in Iowa in 2025, ranking #402 of 739 lenders active in the state. It originated 50.0% of them and denied 16.7% (16.7% of the applications it decided), against a statewide denial rate of 12.9%.

6Applicationsin IA
16.7%Decision denial ratestate 15.3%
Median ratestate 6.50%
$60,000Median loanstate $135,000
$245kVolume4 counties

FIRST NEBRASKA Credit Union in Iowa vs the state

16.7%Denial rate+3.81 pts vs state
16.7%Decision denial rate+1.36 pts vs state
50.0%Origination rate-18.46 pts vs state
Median rate
Rate spread (pts)
$130kMedian applicant income
3Loans originated
1Denied

Trend in Iowa

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231160.0%#330
2024540.0%#423
20256316.7%#402

What FIRST NEBRASKA Credit Union lends in Iowa

By loan purpose

Home improvement 2 33% · 0.0% denied
Other / HELOC 4 67% · 25.0% denied

By loan type

Conventional 6 100% · 16.7% denied

Where in Iowa

Counties with the most FIRST NEBRASKA Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Pottawattamie County 210 0.0%
Mills County 210 0.0%
Marion County 110 0.0%
Montgomery County 101 100.0%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 6 applications in 2025, of which 3 were originated and 1 denied.

16.7% of all applications, or 16.7% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are FIRST NEBRASKA Credit Union's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology