Largest lenders in Mills County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Glenwood State Bank | A | 58 | 58 | 0.0% | — |
| 2 | Ark-La-Tex Financial Services, LLC. | A | 50 | 40 | 2.0% | 6.63% |
| 3 | Flanagan State Bank | D | 50 | 41 | 4.0% | 6.63% |
| 4 | Rocket Mortgage | C | 42 | 29 | 21.4% | 6.99% |
| 5 | First National Bank of Omaha | C | 36 | 19 | 22.2% | 8.09% |
| 6 | Veridian Credit Union | B | 31 | 20 | 3.2% | 6.87% |
| 7 | Mortgage Research Center | C | 29 | 19 | 6.9% | 6.13% |
| 8 | Malvern Bank | – | 28 | 26 | 0.0% | — |
| 9 | Iowa Bankers Mortgage | B | 26 | 20 | 15.4% | 6.63% |
| 10 | Pennymac Loan Services | C | 16 | 12 | 12.5% | 6.06% |
| 11 | 21st Mortgage | F | 15 | 4 | 53.3% | 10.91% |
| 12 | U.S. Bank | D | 14 | 11 | 7.1% | 8.20% |
| 13 | Bank Iowa | C | 12 | 9 | 16.7% | 7.35% |
| 14 | Navy Federal Credit Union | D | 11 | 4 | 9.1% | 7.38% |
| 15 | United Shore Financial Services | B | 10 | 7 | 20.0% | 5.88% |
| 16 | Access Bank | A | 10 | 9 | 0.0% | 6.63% |
| 17 | CMG Mortgage | A | 9 | 7 | 0.0% | 6.69% |
| 18 | Charter West Bank | C | 9 | 4 | 11.1% | 6.38% |
| 19 | Newrez | D | 9 | 5 | 0.0% | 5.75% |
| 20 | Centris | B | 8 | 4 | 25.0% | 6.25% |
| 21 | Nationstar Mortgage | C | 8 | 5 | 12.5% | 8.38% |
| 22 | Metro CU | B | 8 | 4 | 12.5% | 5.88% |
| 23 | AmeriSave Mortgage | D | 6 | 1 | 83.3% | 8.38% |
| 24 | Better Mortgage | F | 6 | 4 | 0.0% | 6.69% |
| 25 | Cobalt Credit Union | B | 6 | 4 | 0.0% | 6.68% |
Best approval odds in Mills County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Glenwood State Bank | 58 | 0.0% |
What Mills County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Mills County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 593 | 434 | 10.5% | 7.00% | $155,000 |
| 2024 | 629 | 408 | 14.3% | 6.63% | $165,000 |
| 2025 | 698 | 501 | 10.2% | 6.74% | $165,000 |
Frequently asked questions
10.2% of applications in Mills County were denied in 2025, against 12.9% statewide in Iowa.
Glenwood State Bank, with 58 applications in 2025 and a denial rate of 0.0%.
The median mortgage application in Mills County in 2025 was for $165,000; the median property value on originated loans was $285,000.