AmeriSave Mortgage in Iowa vs the state
67.3%Denial rate+54.45 pts vs state
77.3%Decision denial rate+61.97 pts vs state
19.1%Origination rate-49.35 pts vs state
7.38%Median rate+0.88 pts vs state
1.80Rate spread (pts)+1.61 pts vs state
$56kMedian applicant income
197Loans originated
694Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 871 | 142 | 24.7% | 6.19% | #22 |
| 2024 | 850 | 107 | 72.0% | 6.63% | #21 |
| 2025 | 1,031 | 197 | 67.3% | 7.38% | #20 |
What AmeriSave Mortgage lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 169 | 27 | 118 | 69.8% |
| Linn County | 68 | 13 | 49 | 72.1% |
| Woodbury County | 55 | 11 | 37 | 67.3% |
| Pottawattamie County | 46 | 10 | 28 | 60.9% |
| Scott County | 37 | 9 | 24 | 64.9% |
| Black Hawk County | 28 | 8 | 16 | 57.1% |
| Dallas County | 23 | 6 | 14 | 60.9% |
| Des Moines County | 20 | 1 | 19 | 95.0% |
| Cerro Gordo County | 18 | 1 | 16 | 88.9% |
| Story County | 17 | 4 | 12 | 70.6% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 1,031 applications in 2025, of which 197 were originated and 694 denied.
67.3% of all applications, or 77.3% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans AmeriSave Mortgage originated in Iowa in 2025 was 7.38%, against a statewide median of 6.50%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology