Broker Solutions in Iowa vs the state
6.4%Denial rate-6.49 pts vs state
9.5%Decision denial rate-5.80 pts vs state
60.0%Origination rate-8.44 pts vs state
6.75%Median rate+0.25 pts vs state
0.52Rate spread (pts)+0.33 pts vs state
$73kMedian applicant income
1,432Loans originated
152Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,268 | 825 | 5.1% | 6.88% | #13 |
| 2024 | 2,411 | 1,520 | 5.8% | 6.75% | #8 |
| 2025 | 2,386 | 1,432 | 6.4% | 6.75% | #9 |
What Broker Solutions lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Broker Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 504 | 322 | 33 | 6.5% |
| Scott County | 344 | 248 | 15 | 4.4% |
| Linn County | 227 | 156 | 10 | 4.4% |
| Clinton County | 117 | 84 | 4 | 3.4% |
| Dallas County | 107 | 76 | 6 | 5.6% |
| Warren County | 65 | 40 | 4 | 6.2% |
| Benton County | 47 | 28 | 1 | 2.1% |
| Story County | 45 | 30 | 0 | 0.0% |
| Jasper County | 44 | 26 | 4 | 9.1% |
| Wapello County | 40 | 25 | 5 | 12.5% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
| United Shore Financial Services | B | 1,950 | 11.5% | 6.13% |
Frequently asked questions
Iowa: 2,386 applications in 2025, of which 1,432 were originated and 152 denied.
6.4% of all applications, or 9.5% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Broker Solutions originated in Iowa in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are Broker Solutions's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology