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Jasper County, Iowa · 2025

Mortgage lenders in Jasper County, IA: denial rates and top lenders (2025)

157 lenders acted on 1,516 mortgage applications for properties in Jasper County in 2025. 12.5% were denied (Iowa: 12.9%). Median rate on closed loans 6.50%; median loan $145,000; median property value $225,000.

1.5kApplications
12.5%Denial ratestate 12.9%
6.50%Median ratestate 6.50%
$145,000Median loan
$225,000Median property value

Largest lenders in Jasper County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 GREENSTATE Credit Union B 13497 6.0%6.49%
2 Community Choice Credit Union B 8958 12.4%6.00%
3 Bank Iowa C 7462 4.1%6.81%
4 Veridian Credit Union B 6844 11.8%6.56%
5 Compass Mortgage B 6253 4.8%6.63%
6 Advantage Credit Union – 5451 1.9%6.95%
7 Homeservices Lending B 4744 2.1%6.88%
8 Rocket Mortgage C 4532 20.0%6.43%
9 Iowa Bankers Mortgage B 4440 6.8%6.38%
10 Broker Solutions D 4426 9.1%6.56%
11 Great Southern Bank C 4232 16.7%6.63%
12 Stockton Mortgage D 3528 5.7%6.50%
13 U.S. Bank D 3315 33.3%7.35%
14 Mortgage Research Center C 3215 21.9%6.50%
15 First Interstate Bank D 3011 36.7%8.25%
16 United Shore Financial Services B 2922 10.3%6.13%
17 Pennymac Loan Services C 2615 3.9%5.99%
18 Freedom Mortgage B 236 8.7%6.87%
19 First State Bank A 2323 0.0%—
20 Barrington Bank & Trust Company C 2216 0.0%6.31%
21 Community 1st Credit Union D 2015 5.0%1.00%
22 Leighton State Bank – 1713 5.9%—
23 Guaranteed Rate B 169 6.3%6.18%
24 New Day Financial F 162 25.0%6.68%
25 CMG Mortgage A 1514 6.7%6.88%

Best approval odds in Jasper County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Advantage Credit Union541.9%
2Bank Iowa674.5%
3Compass Mortgage565.4%
4GREENSTATE Credit Union1127.1%
5Veridian Credit Union5215.4%
6Community Choice Credit Union6915.9%

What Jasper County borrowers applied for

By loan purpose

Home purchase 680 45% · 6.8% denied
Refinance 253 17% · 9.5% denied
Cash-out refinance 234 15% · 20.5% denied
Home improvement 155 10% · 21.9% denied
Other / HELOC 194 13% · 19.1% denied

By loan type

Conventional 1,069 71% · 11.6% denied
FHA 241 16% · 14.9% denied
VA 144 9% · 17.4% denied
USDA / RHS 62 4% · 6.5% denied

Why applications were denied

Debt-to-income ratio 49 27%
Credit history 49 27%
Collateral 29 16%
Incomplete application 23 13%
Other 17 9%
Insufficient cash 6 3%
Employment history 5 3%
Unverifiable information 5 3%

Jasper County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20231,32189912.9%6.63%$115,000
20241,28186913.1%6.63%$135,000
20251,5161,03712.5%6.50%$145,000

Frequently asked questions

12.5% of applications in Jasper County were denied in 2025, against 12.9% statewide in Iowa.

GREENSTATE Credit Union, with 134 applications in 2025 and a denial rate of 6.0%.

The median mortgage application in Jasper County in 2025 was for $145,000; the median property value on originated loans was $225,000.