Community 1st Credit Union in Iowa vs the state
12.5%Denial rate-0.33 pts vs state
15.4%Decision denial rate+0.12 pts vs state
68.1%Origination rate-0.35 pts vs state
1.00%Median rate-5.50 pts vs state
0.54Rate spread (pts)+0.35 pts vs state
$78kMedian applicant income
946Loans originated
174Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,508 | 1,136 | 9.0% | 5.63% | #10 |
| 2024 | 1,463 | 1,084 | 8.5% | 1.00% | #12 |
| 2025 | 1,389 | 946 | 12.5% | 1.00% | #14 |
What Community 1st Credit Union lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Community 1st Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wapello County | 274 | 191 | 29 | 10.6% |
| Mahaska County | 98 | 74 | 13 | 13.3% |
| Marion County | 90 | 64 | 13 | 14.4% |
| Appanoose County | 85 | 54 | 4 | 4.7% |
| Jefferson County | 79 | 49 | 13 | 16.5% |
| Lucas County | 71 | 51 | 6 | 8.5% |
| Warren County | 65 | 40 | 12 | 18.5% |
| Monroe County | 62 | 46 | 2 | 3.2% |
| Henry County | 48 | 32 | 9 | 18.8% |
| Linn County | 44 | 28 | 4 | 9.1% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 1,389 applications in 2025, of which 946 were originated and 174 denied.
12.5% of all applications, or 15.4% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Community 1st Credit Union originated in Iowa in 2025 was 1.00%, against a statewide median of 6.50%.
About this data. Figures are Community 1st Credit Union's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology