Dupaco Community in Iowa vs the state
16.1%Denial rate+3.25 pts vs state
17.5%Decision denial rate+2.15 pts vs state
74.6%Origination rate+6.10 pts vs state
7.00%Median rate+0.50 pts vs state
-0.17Rate spread (pts)-0.36 pts vs state
$84kMedian applicant income
1,990Loans originated
430Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,641 | 1,843 | 23.0% | 7.50% | #5 |
| 2024 | 2,660 | 1,907 | 20.0% | 8.00% | #5 |
| 2025 | 2,669 | 1,990 | 16.1% | 7.00% | #6 |
What Dupaco Community lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Dupaco Community applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dubuque County | 1,163 | 948 | 118 | 10.1% |
| Linn County | 381 | 265 | 78 | 20.5% |
| Black Hawk County | 200 | 113 | 61 | 30.5% |
| Delaware County | 121 | 96 | 14 | 11.6% |
| Carroll County | 108 | 80 | 14 | 13.0% |
| Polk County | 86 | 61 | 13 | 15.1% |
| Jackson County | 68 | 54 | 6 | 8.8% |
| Clayton County | 51 | 37 | 11 | 21.6% |
| Jones County | 50 | 36 | 11 | 22.0% |
| Dallas County | 46 | 28 | 16 | 34.8% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
| United Shore Financial Services | B | 1,950 | 11.5% | 6.13% |
Frequently asked questions
Iowa: 2,669 applications in 2025, of which 1,990 were originated and 430 denied.
16.1% of all applications, or 17.5% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Dupaco Community originated in Iowa in 2025 was 7.00%, against a statewide median of 6.50%.
About this data. Figures are Dupaco Community's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology