Community Choice Credit Union in Iowa vs the state
11.8%Denial rate-1.10 pts vs state
15.1%Decision denial rate-0.25 pts vs state
66.3%Origination rate-2.12 pts vs state
6.13%Median rate-0.38 pts vs state
-0.20Rate spread (pts)-0.39 pts vs state
$112kMedian applicant income
1,760Loans originated
312Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,484 | 976 | 18.6% | 5.99% | #11 |
| 2024 | 1,560 | 1,126 | 16.0% | 6.00% | #10 |
| 2025 | 2,653 | 1,760 | 11.8% | 6.13% | #7 |
What Community Choice Credit Union lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Community Choice Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 1,545 | 1,020 | 189 | 12.2% |
| Dallas County | 318 | 220 | 26 | 8.2% |
| Warren County | 210 | 159 | 12 | 5.7% |
| Story County | 115 | 74 | 21 | 18.3% |
| Jasper County | 89 | 58 | 11 | 12.4% |
| Boone County | 58 | 39 | 3 | 5.2% |
| Madison County | 49 | 31 | 5 | 10.2% |
| Guthrie County | 34 | 23 | 3 | 8.8% |
| Marion County | 33 | 22 | 2 | 6.1% |
| Marshall County | 25 | 15 | 7 | 28.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
| United Shore Financial Services | B | 1,950 | 11.5% | 6.13% |
Frequently asked questions
Iowa: 2,653 applications in 2025, of which 1,760 were originated and 312 denied.
11.8% of all applications, or 15.1% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Community Choice Credit Union originated in Iowa in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are Community Choice Credit Union's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology