GREENSTATE Credit Union in Iowa vs the state
5.9%Denial rate-7.01 pts vs state
6.7%Decision denial rate-8.61 pts vs state
77.1%Origination rate+8.63 pts vs state
6.50%Median rate0.00 pts vs state
0.27Rate spread (pts)+0.08 pts vs state
$106kMedian applicant income
10,661Loans originated
809Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11,932 | 8,565 | 5.3% | 6.75% | #1 |
| 2024 | 11,890 | 8,850 | 6.2% | 6.88% | #1 |
| 2025 | 13,829 | 10,661 | 5.9% | 6.50% | #1 |
What GREENSTATE Credit Union lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most GREENSTATE Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 2,582 | 1,906 | 186 | 7.2% |
| Linn County | 2,232 | 1,747 | 127 | 5.7% |
| Johnson County | 2,226 | 1,796 | 72 | 3.2% |
| Black Hawk County | 1,042 | 832 | 60 | 5.8% |
| Scott County | 907 | 719 | 42 | 4.6% |
| Dallas County | 861 | 679 | 35 | 4.1% |
| Dubuque County | 466 | 370 | 31 | 6.7% |
| Poweshiek County | 318 | 244 | 11 | 3.5% |
| Warren County | 283 | 214 | 23 | 8.1% |
| Iowa County | 190 | 159 | 6 | 3.2% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
| United Shore Financial Services | B | 1,950 | 11.5% | 6.13% |
Frequently asked questions
Iowa: 13,829 applications in 2025, of which 10,661 were originated and 809 denied.
5.9% of all applications, or 6.7% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans GREENSTATE Credit Union originated in Iowa in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are GREENSTATE Credit Union's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology