Great Southern Bank in Iowa vs the state
19.0%Denial rate+6.17 pts vs state
20.5%Decision denial rate+5.17 pts vs state
73.9%Origination rate+5.42 pts vs state
6.63%Median rate+0.13 pts vs state
0.46Rate spread (pts)+0.27 pts vs state
$82kMedian applicant income
198Loans originated
51Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 298 | 196 | 20.5% | 6.63% | #62 |
| 2024 | 281 | 199 | 19.6% | 6.75% | #71 |
| 2025 | 268 | 198 | 19.0% | 6.63% | #82 |
What Great Southern Bank lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Great Southern Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Woodbury County | 91 | 71 | 14 | 15.4% |
| Jasper County | 42 | 32 | 7 | 16.7% |
| Scott County | 29 | 18 | 10 | 34.5% |
| Mahaska County | 18 | 11 | 6 | 33.3% |
| Polk County | 17 | 12 | 4 | 23.5% |
| Monona County | 15 | 10 | 5 | 33.3% |
| Plymouth County | 11 | 10 | 0 | 0.0% |
| Marion County | 8 | 5 | 1 | 12.5% |
| Warren County | 5 | 4 | 0 | 0.0% |
| Dallas County | 5 | 4 | 1 | 20.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 268 applications in 2025, of which 198 were originated and 51 denied.
19.0% of all applications, or 20.5% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Great Southern Bank originated in Iowa in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Great Southern Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology