Largest lenders in Plymouth County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Primebank | A | 90 | 82 | 5.6% | — |
| 2 | Northwest Bank | A | 80 | 64 | 5.0% | 6.50% |
| 3 | Rocket Mortgage | C | 40 | 20 | 35.0% | 6.50% |
| 4 | Peoples Bank | C | 30 | 18 | 20.0% | — |
| 5 | Central Bank | A | 26 | 21 | 3.9% | 6.63% |
| 6 | U.S. Bank | D | 21 | 15 | 19.1% | 6.63% |
| 7 | Mortgage Research Center | C | 20 | 12 | 20.0% | 6.25% |
| 8 | United Bank of Iowa | D | 16 | 13 | 18.8% | 6.63% |
| 9 | The Security National Bank of Sioux City, Iowa | C | 13 | 9 | 7.7% | — |
| 10 | Iowa Bankers Mortgage | B | 12 | 11 | 0.0% | 6.50% |
| 11 | Plains Commerce Bank | B | 11 | 9 | 0.0% | 6.00% |
| 12 | Loandepot.Com | D | 11 | 3 | 63.6% | 6.49% |
| 13 | Coastal Community Bank | C | 11 | 2 | 0.0% | 13.87% |
| 14 | Great Southern Bank | C | 11 | 10 | 0.0% | 6.68% |
| 15 | Zippy Loans | D | 9 | 2 | 55.6% | 10.27% |
| 16 | Freedom Mortgage | B | 9 | 2 | 0.0% | 6.81% |
| 17 | Heritage Bank | C | 8 | 7 | 0.0% | — |
| 18 | United Shore Financial Services | B | 8 | 3 | 37.5% | 5.60% |
| 19 | AmeriSave Mortgage | D | 7 | 2 | 28.6% | 7.31% |
| 20 | Siouxland Federal Credit Union | C | 7 | 5 | 0.0% | 6.25% |
| 21 | Pennymac Loan Services | C | 6 | 2 | 16.7% | 5.81% |
| 22 | Veridian Credit Union | B | 6 | 5 | 0.0% | 6.49% |
| 23 | Charter West Bank | C | 6 | 6 | 0.0% | 6.75% |
| 24 | Broker Solutions | D | 6 | 2 | 0.0% | 6.81% |
| 25 | American State Bank | A | 6 | 5 | 0.0% | — |
Best approval odds in Plymouth County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Primebank | 89 | 5.6% |
| 2 | Northwest Bank | 68 | 5.9% |
What Plymouth County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Plymouth County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 447 | 315 | 13.2% | 6.75% | $145,000 |
| 2024 | 515 | 369 | 11.8% | 6.75% | $145,000 |
| 2025 | 616 | 414 | 14.0% | 6.50% | $155,000 |
Frequently asked questions
14.0% of applications in Plymouth County were denied in 2025, against 12.9% statewide in Iowa.
Primebank, with 90 applications in 2025 and a denial rate of 5.6%.
The median mortgage application in Plymouth County in 2025 was for $155,000; the median property value on originated loans was $265,000.