Loandepot.Com in Iowa vs the state
36.1%Denial rate+23.26 pts vs state
45.0%Decision denial rate+29.73 pts vs state
42.9%Origination rate-25.60 pts vs state
6.99%Median rate+0.49 pts vs state
0.97Rate spread (pts)+0.78 pts vs state
$62kMedian applicant income
318Loans originated
268Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 331 | 140 | 39.9% | 6.50% | #56 |
| 2024 | 569 | 242 | 38.3% | 6.63% | #35 |
| 2025 | 742 | 318 | 36.1% | 6.99% | #31 |
What Loandepot.Com lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 107 | 54 | 37 | 34.6% |
| Linn County | 47 | 21 | 14 | 29.8% |
| Scott County | 39 | 14 | 15 | 38.5% |
| Pottawattamie County | 35 | 19 | 10 | 28.6% |
| Woodbury County | 25 | 10 | 9 | 36.0% |
| Black Hawk County | 24 | 7 | 11 | 45.8% |
| Clinton County | 21 | 10 | 8 | 38.1% |
| Warren County | 18 | 10 | 4 | 22.2% |
| Dubuque County | 17 | 6 | 5 | 29.4% |
| Boone County | 17 | 7 | 5 | 29.4% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 742 applications in 2025, of which 318 were originated and 268 denied.
36.1% of all applications, or 45.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Loandepot.Com originated in Iowa in 2025 was 6.99%, against a statewide median of 6.50%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology