The Security National Bank of Sioux City, Iowa in Iowa vs the state
15.6%Denial rate+2.74 pts vs state
17.4%Decision denial rate+2.04 pts vs state
73.7%Origination rate+5.24 pts vs state
—Median rate
—Rate spread (pts)
$104kMedian applicant income
241Loans originated
51Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 298 | 201 | 12.8% | — | #63 |
| 2024 | 280 | 195 | 15.0% | — | #72 |
| 2025 | 327 | 241 | 15.6% | — | #68 |
What The Security National Bank of Sioux City, Iowa lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most The Security National Bank of Sioux City, Iowa applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Woodbury County | 234 | 161 | 44 | 18.8% |
| Monona County | 25 | 24 | 0 | 0.0% |
| Sioux County | 20 | 19 | 1 | 5.0% |
| Plymouth County | 13 | 9 | 1 | 7.7% |
| O'Brien County | 12 | 8 | 3 | 25.0% |
| Dickinson County | 7 | 7 | 0 | 0.0% |
| Crawford County | 3 | 2 | 0 | 0.0% |
| Story County | 3 | 3 | 0 | 0.0% |
| Ida County | 2 | 1 | 1 | 50.0% |
| Polk County | 2 | 2 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 327 applications in 2025, of which 241 were originated and 51 denied.
15.6% of all applications, or 17.4% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Security National Bank of Sioux City, Iowa's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology