Crawford County, Iowa · 2025

Mortgage lenders in Crawford County, IA: denial rates and top lenders (2025)

65 lenders acted on 375 mortgage applications for properties in Crawford County in 2025. 13.9% were denied (Iowa: 12.9%). Median rate on closed loans 6.75%; median loan $105,000; median property value $155,000.

375Applications
13.9%Denial ratestate 12.9%
6.75%Median ratestate 6.50%
$105,000Median loan
$155,000Median property value

Largest lenders in Crawford County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 United Bank of Iowa D 8958 14.6%6.75%
2 Bank Iowa C 6350 11.1%7.50%
3 Greater Iowa Credit Union D 5235 17.3%6.49%
4 Rocket Mortgage C 1812 27.8%6.99%
5 Iowa Bankers Mortgage B 1510 13.3%6.50%
6 Westside State Bank A 1515 0.0%
7 Cobalt Credit Union B 109 10.0%7.49%
8 Wells Fargo Bank B 95 22.2%6.25%
9 United Shore Financial Services B 85 12.5%5.25%
10 Coastal Community Bank C 60 0.0%
11 Dupaco Community A 55 0.0%6.75%

Best approval odds in Crawford County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Bank Iowa5911.9%
2United Bank of Iowa7118.3%

What Crawford County borrowers applied for

By loan purpose

Home purchase 170 45% · 10.0% denied
Refinance 71 19% · 14.1% denied
Cash-out refinance 61 16% · 14.8% denied
Home improvement 29 8% · 20.7% denied
Other / HELOC 44 12% · 22.7% denied

By loan type

Conventional 318 85% · 13.5% denied
FHA 37 10% · 18.9% denied
VA 9 2% · 0.0% denied
USDA / RHS 11 3% · 18.2% denied

Why applications were denied

Debt-to-income ratio 21 41%
Credit history 13 25%
Collateral 6 12%
Other 5 10%
Unverifiable information 4 8%
Insufficient cash 1 2%
Incomplete application 1 2%

Crawford County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202333622520.2%7.00%$75,000
202437325017.4%7.20%$85,000
202537525113.9%6.75%$105,000

Frequently asked questions

13.9% of applications in Crawford County were denied in 2025, against 12.9% statewide in Iowa.

United Bank of Iowa, with 89 applications in 2025 and a denial rate of 14.6%.

The median mortgage application in Crawford County in 2025 was for $105,000; the median property value on originated loans was $155,000.