Greater Iowa Credit Union in Iowa vs the state
17.5%Denial rate+4.63 pts vs state
21.1%Decision denial rate+5.82 pts vs state
63.4%Origination rate-5.03 pts vs state
6.49%Median rate-0.01 pts vs state
0.58Rate spread (pts)+0.39 pts vs state
$95kMedian applicant income
555Loans originated
153Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 602 | 397 | 14.3% | 7.13% | #31 |
| 2024 | 671 | 426 | 18.3% | 7.24% | #31 |
| 2025 | 875 | 555 | 17.5% | 6.49% | #27 |
What Greater Iowa Credit Union lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Greater Iowa Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 378 | 215 | 89 | 23.5% |
| Story County | 178 | 126 | 13 | 7.3% |
| Warren County | 68 | 43 | 8 | 11.8% |
| Dallas County | 53 | 40 | 6 | 11.3% |
| Crawford County | 52 | 35 | 9 | 17.3% |
| Boone County | 31 | 27 | 3 | 9.7% |
| Madison County | 11 | 6 | 2 | 18.2% |
| Hamilton County | 10 | 9 | 1 | 10.0% |
| Jasper County | 9 | 6 | 0 | 0.0% |
| Guthrie County | 5 | 4 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 875 applications in 2025, of which 555 were originated and 153 denied.
17.5% of all applications, or 21.1% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Greater Iowa Credit Union originated in Iowa in 2025 was 6.49%, against a statewide median of 6.50%.
About this data. Figures are Greater Iowa Credit Union's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology