Coastal Community Bank in Iowa vs the state
1.3%Denial rate-11.52 pts vs state
1.8%Decision denial rate-13.47 pts vs state
26.8%Origination rate-41.64 pts vs state
10.99%Median rate+4.49 pts vs state
3.84Rate spread (pts)+3.65 pts vs state
$104kMedian applicant income
240Loans originated
12Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 494 | 180 | 2.2% | 14.74% | #38 |
| 2024 | 667 | 179 | 1.2% | 12.74% | #32 |
| 2025 | 895 | 240 | 1.3% | 10.99% | #26 |
What Coastal Community Bank lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Coastal Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 173 | 44 | 2 | 1.2% |
| Linn County | 51 | 14 | 0 | 0.0% |
| Scott County | 45 | 11 | 0 | 0.0% |
| Pottawattamie County | 44 | 17 | 1 | 2.3% |
| Dallas County | 40 | 14 | 2 | 5.0% |
| Woodbury County | 37 | 11 | 1 | 2.7% |
| Black Hawk County | 27 | 8 | 0 | 0.0% |
| Johnson County | 27 | 8 | 1 | 3.7% |
| Story County | 25 | 5 | 0 | 0.0% |
| Warren County | 22 | 6 | 1 | 4.5% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 895 applications in 2025, of which 240 were originated and 12 denied.
1.3% of all applications, or 1.8% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Coastal Community Bank originated in Iowa in 2025 was 10.99%, against a statewide median of 6.50%.
About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology