Peoples Bank in Iowa vs the state
9.3%Denial rate-3.53 pts vs state
11.2%Decision denial rate-4.13 pts vs state
74.1%Origination rate+5.63 pts vs state
—Median rate
—Rate spread (pts)
$93kMedian applicant income
143Loans originated
18Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 143 | 103 | 14.7% | — | #111 |
| 2024 | 143 | 105 | 12.6% | — | #119 |
| 2025 | 193 | 143 | 9.3% | — | #104 |
What Peoples Bank lends in Iowa
By loan purpose
By loan type
Where in Iowa
Counties with the most Peoples Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Woodbury County | 69 | 55 | 6 | 8.7% |
| Sioux County | 55 | 39 | 5 | 9.1% |
| Plymouth County | 30 | 18 | 6 | 20.0% |
| Lyon County | 18 | 13 | 0 | 0.0% |
| O'Brien County | 11 | 9 | 1 | 9.1% |
| Dickinson County | 6 | 5 | 0 | 0.0% |
| Monona County | 2 | 2 | 0 | 0.0% |
| Cherokee County | 1 | 1 | 0 | 0.0% |
| Osceola County | 1 | 1 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 193 applications in 2025, of which 143 were originated and 18 denied.
9.3% of all applications, or 11.2% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Peoples Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology