Siouxland Federal Credit Union in Iowa vs the state
18.4%Denial rate+5.53 pts vs state
19.6%Decision denial rate+4.32 pts vs state
74.1%Origination rate+5.68 pts vs state
6.25%Median rate-0.25 pts vs state
0.01Rate spread (pts)-0.18 pts vs state
$90kMedian applicant income
129Loans originated
32Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 163 | 117 | 26.4% | 7.00% | #103 |
| 2024 | 183 | 138 | 16.9% | 7.50% | #104 |
| 2025 | 174 | 129 | 18.4% | 6.25% | #116 |
What Siouxland Federal Credit Union lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Siouxland Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Woodbury County | 159 | 117 | 31 | 19.5% |
| Plymouth County | 7 | 5 | 0 | 0.0% |
| Dickinson County | 4 | 4 | 0 | 0.0% |
| Polk County | 2 | 2 | 0 | 0.0% |
| Cherokee County | 1 | 1 | 0 | 0.0% |
| Monona County | 1 | 0 | 1 | 100.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 174 applications in 2025, of which 129 were originated and 32 denied.
18.4% of all applications, or 19.6% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Siouxland Federal Credit Union originated in Iowa in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are Siouxland Federal Credit Union's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology