Plains Commerce Bank in Iowa vs the state
8.8%Denial rate-4.11 pts vs state
11.6%Decision denial rate-3.74 pts vs state
66.6%Origination rate-1.90 pts vs state
6.63%Median rate+0.13 pts vs state
0.47Rate spread (pts)+0.28 pts vs state
$70kMedian applicant income
213Loans originated
28Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 429 | 295 | 5.8% | 6.63% | #43 |
| 2024 | 425 | 287 | 7.8% | 6.75% | #51 |
| 2025 | 320 | 213 | 8.8% | 6.63% | #69 |
What Plains Commerce Bank lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Plains Commerce Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Des Moines County | 43 | 25 | 10 | 23.3% |
| Cerro Gordo County | 42 | 32 | 1 | 2.4% |
| Pottawattamie County | 27 | 16 | 2 | 7.4% |
| Polk County | 23 | 16 | 1 | 4.3% |
| Woodbury County | 20 | 15 | 2 | 10.0% |
| Plymouth County | 11 | 9 | 0 | 0.0% |
| Clinton County | 10 | 5 | 2 | 20.0% |
| Dallas County | 8 | 4 | 0 | 0.0% |
| Dickinson County | 8 | 4 | 0 | 0.0% |
| Sioux County | 7 | 4 | 1 | 14.3% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 320 applications in 2025, of which 213 were originated and 28 denied.
8.8% of all applications, or 11.6% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Plains Commerce Bank originated in Iowa in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Plains Commerce Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology