Barrington Bank & Trust Company · Iowa · 2025

Barrington Bank & Trust Company in Iowa: approval rate, denial rate and rates (2025)

Barrington Bank & Trust Company took 480 mortgage applications in Iowa in 2025, ranking #49 of 739 lenders active in the state. It originated 68.3% of them and denied 8.8% (11.2% of the applications it decided), against a statewide denial rate of 12.9%.

480Applicationsin IA
11.2%Decision denial ratestate 15.3%
6.63%Median ratestate 6.50%
$205,000Median loanstate $135,000
$75MVolume56 counties

Barrington Bank & Trust Company in Iowa vs the state

8.8%Denial rate-4.11 pts vs state
11.2%Decision denial rate-4.11 pts vs state
68.3%Origination rate-0.13 pts vs state
6.63%Median rate+0.13 pts vs state
0.43Rate spread (pts)+0.24 pts vs state
$78kMedian applicant income
328Loans originated
42Denied

Trend in Iowa

YearApplicationsOriginatedDenial rateMedian rateRank in state
20233592537.0%6.63%#52
20244793376.9%6.63%#43
20254803288.8%6.63%#49

What Barrington Bank & Trust Company lends in Iowa

By loan purpose

Home purchase 373 78% · 8.3% denied
Refinance 65 14% · 4.6% denied
Cash-out refinance 35 7% · 22.9% denied
Home improvement 1 0% · 0.0% denied
Other / HELOC 6 1% · 0.0% denied

By loan type

Conventional 297 62% · 7.1% denied
FHA 105 22% · 11.4% denied
VA 69 14% · 11.6% denied
USDA / RHS 9 2% · 11.1% denied

Why it denied Iowa applicants

Debt-to-income ratio 19 45%
Credit history 9 21%
Collateral 8 19%
Other 2 5%
Insufficient cash 2 5%
Employment history 1 2%
Unverifiable information 1 2%

Where in Iowa

Counties with the most Barrington Bank & Trust Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Polk County 24216028 11.6%
Dallas County 35273 8.6%
Madison County 25211 4.0%
Jasper County 22160 0.0%
Warren County 21120 0.0%
Boone County 860 0.0%
Scott County 741 14.3%
Guthrie County 751 14.3%
Story County 740 0.0%
Marion County 751 14.3%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 480 applications in 2025, of which 328 were originated and 42 denied.

8.8% of all applications, or 11.2% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

The median rate on loans Barrington Bank & Trust Company originated in Iowa in 2025 was 6.63%, against a statewide median of 6.50%.

About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology