Compass Mortgage · Iowa · 2025

Compass Mortgage in Iowa: approval rate, denial rate and rates (2025)

Compass Mortgage took 272 mortgage applications in Iowa in 2025, ranking #81 of 739 lenders active in the state. It originated 86.4% of them and denied 4.8% (5.2% of the applications it decided), against a statewide denial rate of 12.9%.

272Applicationsin IA
5.2%Decision denial ratestate 15.3%
6.63%Median ratestate 6.50%
$215,000Median loanstate $135,000
$58MVolume28 counties

Compass Mortgage in Iowa vs the state

4.8%Denial rate-8.08 pts vs state
5.2%Decision denial rate-10.07 pts vs state
86.4%Origination rate+17.94 pts vs state
6.63%Median rate+0.13 pts vs state
0.37Rate spread (pts)+0.18 pts vs state
$83kMedian applicant income
235Loans originated
13Denied

Trend in Iowa

YearApplicationsOriginatedDenial rateMedian rateRank in state
202391717.7%6.63%#154
2024976810.3%6.63%#148
20252722354.8%6.63%#81

What Compass Mortgage lends in Iowa

By loan purpose

Home purchase 241 89% · 4.2% denied
Refinance 31 11% · 9.7% denied

By loan type

Conventional 158 58% · 3.2% denied
FHA 93 34% · 6.5% denied
VA 13 5% · 7.7% denied
USDA / RHS 8 3% · 12.5% denied

Why it denied Iowa applicants

Credit history 5 38%
Debt-to-income ratio 3 23%
Collateral 2 15%
Insufficient cash 1 8%
Other 1 8%
Unverifiable information 1 8%

Where in Iowa

Counties with the most Compass Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Polk County 100932 2.0%
Jasper County 62533 4.8%
Dallas County 33281 3.0%
Scott County 18161 5.6%
Warren County 990 0.0%
Poweshiek County 823 37.5%
Marshall County 641 16.7%
Marion County 440 0.0%
Linn County 440 0.0%
Story County 330 0.0%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 272 applications in 2025, of which 235 were originated and 13 denied.

4.8% of all applications, or 5.2% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

The median rate on loans Compass Mortgage originated in Iowa in 2025 was 6.63%, against a statewide median of 6.50%.

About this data. Figures are Compass Mortgage's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology