Leighton State Bank · Iowa · 2025

Leighton State Bank in Iowa: approval rate, denial rate and rates (2025)

Leighton State Bank took 74 mortgage applications in Iowa in 2025, ranking #178 of 739 lenders active in the state. It originated 75.7% of them and denied 8.1% (9.7% of the applications it decided), against a statewide denial rate of 12.9%.

74Applicationsin IA
9.7%Decision denial ratestate 15.3%
Median ratestate 6.50%
$115,000Median loanstate $135,000
$8.5MVolume8 counties

Leighton State Bank in Iowa vs the state

8.1%Denial rate-4.75 pts vs state
9.7%Decision denial rate-5.63 pts vs state
75.7%Origination rate+7.22 pts vs state
Median rate
Rate spread (pts)
$94kMedian applicant income
56Loans originated
6Denied

Trend in Iowa

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023126999.5%#124
2024694813.0%#182
202574568.1%#178

What Leighton State Bank lends in Iowa

By loan purpose

Home purchase 36 49% · 2.8% denied
Refinance 19 26% · 21.1% denied
Cash-out refinance 6 8% · 0.0% denied
Home improvement 8 11% · 0.0% denied
Other / HELOC 5 7% · 20.0% denied

By loan type

Conventional 74 100% · 8.1% denied

Where in Iowa

Counties with the most Leighton State Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Marion County 31253 9.7%
Mahaska County 19132 10.5%
Jasper County 17131 5.9%
Polk County 320 0.0%
Poweshiek County 110 0.0%
Appanoose County 110 0.0%
Wayne County 110 0.0%
Black Hawk County 100 0.0%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 74 applications in 2025, of which 56 were originated and 6 denied.

8.1% of all applications, or 9.7% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Leighton State Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology