Homeservices Lending in Iowa vs the state
2.8%Denial rate-10.04 pts vs state
3.3%Decision denial rate-12.04 pts vs state
83.4%Origination rate+14.95 pts vs state
6.50%Median rate0.00 pts vs state
0.17Rate spread (pts)-0.02 pts vs state
$90kMedian applicant income
533Loans originated
18Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 793 | 649 | 4.3% | 6.63% | #25 |
| 2024 | 745 | 614 | 4.3% | 6.63% | #26 |
| 2025 | 639 | 533 | 2.8% | 6.50% | #37 |
What Homeservices Lending lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Homeservices Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 313 | 259 | 8 | 2.6% |
| Dallas County | 65 | 51 | 2 | 3.1% |
| Jasper County | 47 | 44 | 1 | 2.1% |
| Warren County | 42 | 35 | 1 | 2.4% |
| Linn County | 25 | 21 | 1 | 4.0% |
| Story County | 20 | 16 | 0 | 0.0% |
| Marion County | 19 | 13 | 1 | 5.3% |
| Madison County | 10 | 9 | 0 | 0.0% |
| Union County | 7 | 5 | 2 | 28.6% |
| Pottawattamie County | 7 | 5 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 639 applications in 2025, of which 533 were originated and 18 denied.
2.8% of all applications, or 3.3% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Homeservices Lending originated in Iowa in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Homeservices Lending's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology