Largest lenders in Union County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Northwest Bank | A | 65 | 47 | 12.3% | 6.38% |
| 2 | Iowa Bankers Mortgage | B | 27 | 12 | 33.3% | 6.63% |
| 3 | Community 1st Credit Union | D | 26 | 20 | 19.2% | 1.00% |
| 4 | Community Choice Credit Union | B | 13 | 3 | 15.4% | 6.50% |
| 5 | GREENSTATE Credit Union | B | 12 | 9 | 8.3% | 7.49% |
| 6 | Cardinal Financial Company, Limited Partnership | B | 12 | 10 | 16.7% | 8.00% |
| 7 | Guaranteed Rate | B | 12 | 5 | 16.7% | 6.55% |
| 8 | Veridian Credit Union | B | 12 | 7 | 33.3% | 6.13% |
| 9 | Rocket Mortgage | C | 12 | 8 | 33.3% | 6.62% |
| 10 | AmeriSave Mortgage | D | 8 | 2 | 50.0% | 9.81% |
| 11 | United Shore Financial Services | B | 8 | 5 | 0.0% | 6.13% |
| 12 | Broker Solutions | D | 8 | 5 | 12.5% | 6.75% |
| 13 | Mortgage Research Center | C | 8 | 4 | 12.5% | 6.25% |
| 14 | Homeservices Lending | B | 7 | 5 | 28.6% | 6.38% |
| 15 | Figure Lending | C | 7 | 3 | 42.9% | 8.05% |
| 16 | Mutual of Omaha Mortgage | C | 6 | 3 | 16.7% | 6.63% |
| 17 | Gershman Investment | B | 6 | 3 | 16.7% | 6.38% |
| 18 | Barrington Bank & Trust Company | C | 5 | 3 | 20.0% | 7.38% |
| 19 | Lincoln FSB of Nebraska | A | 5 | 4 | 0.0% | 7.13% |
| 20 | First Interstate Bank | D | 5 | 5 | 0.0% | 6.75% |
| 21 | Loandepot.Com | D | 5 | 0 | 60.0% | — |
Best approval odds in Union County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Northwest Bank | 56 | 14.3% |
What Union County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Union County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 245 | 135 | 22.0% | 6.63% | $95,000 |
| 2024 | 255 | 154 | 19.6% | 6.63% | $115,000 |
| 2025 | 368 | 220 | 19.3% | 6.63% | $95,000 |
Frequently asked questions
19.3% of applications in Union County were denied in 2025, against 12.9% statewide in Iowa.
Northwest Bank, with 65 applications in 2025 and a denial rate of 12.3%.
The median mortgage application in Union County in 2025 was for $95,000; the median property value on originated loans was $155,000.