Mutual of Omaha Mortgage in Iowa vs the state
23.2%Denial rate+10.37 pts vs state
33.2%Decision denial rate+17.89 pts vs state
44.8%Origination rate-23.70 pts vs state
6.50%Median rate0.00 pts vs state
0.56Rate spread (pts)+0.37 pts vs state
$64kMedian applicant income
158Loans originated
82Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 161 | 87 | 24.2% | 6.75% | #104 |
| 2024 | 213 | 117 | 22.5% | 6.63% | #91 |
| 2025 | 353 | 158 | 23.2% | 6.50% | #63 |
What Mutual of Omaha Mortgage lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Mutual of Omaha Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 64 | 28 | 16 | 25.0% |
| Pottawattamie County | 20 | 10 | 2 | 10.0% |
| Woodbury County | 19 | 8 | 2 | 10.5% |
| Johnson County | 17 | 6 | 3 | 17.6% |
| Scott County | 16 | 8 | 1 | 6.3% |
| Warren County | 14 | 6 | 3 | 21.4% |
| Dallas County | 12 | 8 | 1 | 8.3% |
| Linn County | 12 | 9 | 0 | 0.0% |
| Black Hawk County | 11 | 2 | 5 | 45.5% |
| Clinton County | 8 | 3 | 3 | 37.5% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 353 applications in 2025, of which 158 were originated and 82 denied.
23.2% of all applications, or 33.2% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Mutual of Omaha Mortgage originated in Iowa in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Mutual of Omaha Mortgage's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology