Lincoln FSB of Nebraska · Iowa · 2025

Lincoln FSB of Nebraska in Iowa: approval rate, denial rate and rates (2025)

Lincoln FSB of Nebraska took 18 mortgage applications in Iowa in 2025, ranking #306 of 739 lenders active in the state. It originated 77.8% of them and denied 5.6% (6.7% of the applications it decided), against a statewide denial rate of 12.9%.

18Applicationsin IA
6.7%Decision denial ratestate 15.3%
6.50%Median ratestate 6.50%
$210,000Median loanstate $135,000
$3.0MVolume5 counties

Lincoln FSB of Nebraska in Iowa vs the state

5.6%Denial rate-7.30 pts vs state
6.7%Decision denial rate-8.64 pts vs state
77.8%Origination rate+9.32 pts vs state
6.50%Median rate0.00 pts vs state
0.02Rate spread (pts)-0.17 pts vs state
$72kMedian applicant income
14Loans originated
1Denied

Trend in Iowa

YearApplicationsOriginatedDenial rateMedian rateRank in state
20247514.3%6.75%#373
202518145.6%6.50%#306

What Lincoln FSB of Nebraska lends in Iowa

By loan purpose

Home purchase 16 89% · 6.3% denied
Refinance 1 6% · 0.0% denied
Cash-out refinance 1 6% · 0.0% denied

By loan type

Conventional 12 67% · 0.0% denied
FHA 3 17% · 33.3% denied
VA 3 17% · 0.0% denied

Why it denied Iowa applicants

Insufficient cash 1 100%

Where in Iowa

Counties with the most Lincoln FSB of Nebraska applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Mills County 640 0.0%
Union County 540 0.0%
Pottawattamie County 541 20.0%
Woodbury County 110 0.0%
Warren County 110 0.0%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 18 applications in 2025, of which 14 were originated and 1 denied.

5.6% of all applications, or 6.7% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

The median rate on loans Lincoln FSB of Nebraska originated in Iowa in 2025 was 6.50%, against a statewide median of 6.50%.

About this data. Figures are Lincoln FSB of Nebraska's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology