Ark-La-Tex Financial Services, LLC. in Iowa vs the state
1.9%Denial rate-10.94 pts vs state
2.4%Decision denial rate-12.91 pts vs state
78.0%Origination rate+9.50 pts vs state
6.75%Median rate+0.25 pts vs state
0.32Rate spread (pts)+0.13 pts vs state
$82kMedian applicant income
244Loans originated
6Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 223 | 170 | 3.1% | 7.13% | #84 |
| 2024 | 277 | 219 | 2.5% | 6.75% | #73 |
| 2025 | 313 | 244 | 1.9% | 6.75% | #71 |
What Ark-La-Tex Financial Services, LLC. lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Ark-La-Tex Financial Services, LLC. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pottawattamie County | 192 | 152 | 5 | 2.6% |
| Mills County | 50 | 40 | 1 | 2.0% |
| Harrison County | 15 | 12 | 0 | 0.0% |
| Fremont County | 12 | 9 | 0 | 0.0% |
| Cass County | 10 | 3 | 0 | 0.0% |
| Montgomery County | 8 | 6 | 0 | 0.0% |
| Page County | 6 | 3 | 0 | 0.0% |
| Shelby County | 4 | 4 | 0 | 0.0% |
| Warren County | 2 | 2 | 0 | 0.0% |
| Marion County | 2 | 2 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 313 applications in 2025, of which 244 were originated and 6 denied.
1.9% of all applications, or 2.4% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Ark-La-Tex Financial Services, LLC. originated in Iowa in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are Ark-La-Tex Financial Services, LLC.'s own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology