Largest lenders in Harrison County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | West Gate Bank | A | 32 | 26 | 9.4% | 6.38% |
| 2 | Iowa Bankers Mortgage | B | 26 | 16 | 34.6% | 6.25% |
| 3 | Washington County Bank | D | 24 | 8 | 25.0% | — |
| 4 | United Bank of Iowa | D | 23 | 13 | 26.1% | 6.88% |
| 5 | Rocket Mortgage | C | 22 | 13 | 18.2% | 6.63% |
| 6 | Centris | B | 21 | 13 | 19.1% | 6.50% |
| 7 | Veridian Credit Union | B | 20 | 12 | 20.0% | 6.87% |
| 8 | Bankers' Bank | C | 18 | 16 | 0.0% | 6.00% |
| 9 | Community Bank | – | 17 | 15 | 11.8% | — |
| 10 | AmeriSave Mortgage | D | 16 | 2 | 37.5% | 7.25% |
| 11 | Mortgage Research Center | C | 16 | 11 | 25.0% | 6.50% |
| 12 | Ark-La-Tex Financial Services, LLC. | A | 15 | 12 | 0.0% | 6.88% |
| 13 | American National Bank | C | 14 | 10 | 21.4% | 6.75% |
| 14 | BMO Bank | F | 12 | 8 | 25.0% | 9.73% |
| 15 | Farmers Trust & Savings Bank Earling, Iowa | – | 12 | 12 | 0.0% | — |
| 16 | First National Bank of Omaha | C | 11 | 6 | 18.2% | 7.12% |
| 17 | Castle & Cooke Mortgage | C | 11 | 10 | 0.0% | 6.75% |
| 18 | Pennymac Loan Services | C | 10 | 3 | 20.0% | 5.99% |
| 19 | Fairway Independent Mortgage | B | 9 | 8 | 0.0% | 6.50% |
| 20 | United Shore Financial Services | B | 9 | 6 | 11.1% | 6.39% |
| 21 | Loandepot.Com | D | 9 | 3 | 44.4% | 7.63% |
| 22 | U.S. Bank | D | 8 | 7 | 12.5% | 8.20% |
| 23 | Freedom Mortgage | B | 8 | 2 | 25.0% | 6.38% |
| 24 | Better Mortgage | F | 7 | 5 | 0.0% | 7.13% |
| 25 | GREENSTATE Credit Union | B | 7 | 7 | 0.0% | 6.49% |
What Harrison County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Harrison County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 443 | 275 | 15.1% | 6.97% | $125,000 |
| 2024 | 491 | 309 | 15.7% | 6.75% | $125,000 |
| 2025 | 544 | 347 | 16.7% | 6.63% | $145,000 |
Frequently asked questions
16.7% of applications in Harrison County were denied in 2025, against 12.9% statewide in Iowa.
West Gate Bank, with 32 applications in 2025 and a denial rate of 9.4%.
The median mortgage application in Harrison County in 2025 was for $145,000; the median property value on originated loans was $255,000.