Washington County Bank in Iowa vs the state
16.1%Denial rate+3.21 pts vs state
23.7%Decision denial rate+8.37 pts vs state
51.8%Origination rate-16.67 pts vs state
—Median rate
—Rate spread (pts)
$129kMedian applicant income
29Loans originated
9Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 68 | 43 | 8.8% | — | #181 |
| 2024 | 65 | 30 | 15.4% | — | #185 |
| 2025 | 56 | 29 | 16.1% | — | #208 |
What Washington County Bank lends in Iowa
By loan purpose
By loan type
Where in Iowa
Counties with the most Washington County Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harrison County | 24 | 8 | 6 | 25.0% |
| Pottawattamie County | 21 | 13 | 2 | 9.5% |
| Shelby County | 3 | 2 | 1 | 33.3% |
| Buena Vista County | 1 | 1 | 0 | 0.0% |
| Osceola County | 1 | 0 | 0 | 0.0% |
| Cerro Gordo County | 1 | 1 | 0 | 0.0% |
| Fremont County | 1 | 0 | 0 | 0.0% |
| Mills County | 1 | 1 | 0 | 0.0% |
| Johnson County | 1 | 1 | 0 | 0.0% |
| Appanoose County | 1 | 1 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 56 applications in 2025, of which 29 were originated and 9 denied.
16.1% of all applications, or 23.7% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Washington County Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology