Largest lenders in Buena Vista County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Central Bank | A | 146 | 127 | 8.2% | 7.00% |
| 2 | United Bank of Iowa | D | 58 | 33 | 25.9% | 6.88% |
| 3 | Rocket Mortgage | C | 27 | 22 | 14.8% | 6.50% |
| 4 | Broker Solutions | D | 24 | 13 | 8.3% | 6.81% |
| 5 | Homeowners Financial Group USA | B | 19 | 17 | 0.0% | 6.50% |
| 6 | Northwest Bank | A | 17 | 12 | 11.8% | 6.63% |
| 7 | AmeriSave Mortgage | D | 13 | 3 | 61.5% | 9.25% |
| 8 | Veridian Credit Union | B | 9 | 6 | 22.2% | 6.50% |
| 9 | Mortgage Research Center | C | 9 | 6 | 22.2% | 6.12% |
| 10 | Flanagan State Bank | D | 9 | 8 | 0.0% | 6.63% |
| 11 | Loandepot.Com | D | 8 | 3 | 50.0% | 7.75% |
| 12 | Charter West Bank | C | 7 | 7 | 0.0% | 6.50% |
| 13 | GREENSTATE Credit Union | B | 6 | 5 | 0.0% | 6.99% |
| 14 | Mutual of Omaha Mortgage | C | 6 | 1 | 66.7% | 7.00% |
| 15 | United Shore Financial Services | B | 6 | 2 | 50.0% | 6.00% |
| 16 | Bank of America | F | 5 | 2 | 40.0% | 6.37% |
| 17 | U.S. Bank | D | 5 | 1 | 60.0% | 6.50% |
| 18 | Bankers' Bank | C | 5 | 2 | 0.0% | 6.63% |
Best approval odds in Buena Vista County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Central Bank | 140 | 8.6% |
What Buena Vista County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Buena Vista County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 350 | 240 | 12.6% | 6.99% | $125,000 |
| 2024 | 368 | 247 | 18.8% | 6.88% | $125,000 |
| 2025 | 470 | 317 | 18.1% | 6.75% | $115,000 |
Frequently asked questions
18.1% of applications in Buena Vista County were denied in 2025, against 12.9% statewide in Iowa.
Central Bank, with 146 applications in 2025 and a denial rate of 8.2%.
The median mortgage application in Buena Vista County in 2025 was for $115,000; the median property value on originated loans was $195,000.