Homeowners Financial Group USA in Iowa vs the state
5.7%Denial rate-7.12 pts vs state
6.7%Decision denial rate-8.64 pts vs state
80.3%Origination rate+11.87 pts vs state
6.75%Median rate+0.25 pts vs state
0.34Rate spread (pts)+0.15 pts vs state
$68kMedian applicant income
98Loans originated
7Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 132 | 107 | 6.1% | 6.88% | #117 |
| 2024 | 127 | 100 | 7.9% | 6.88% | #129 |
| 2025 | 122 | 98 | 5.7% | 6.75% | #136 |
What Homeowners Financial Group USA lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Homeowners Financial Group USA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sioux County | 46 | 34 | 2 | 4.3% |
| Buena Vista County | 19 | 17 | 0 | 0.0% |
| O'Brien County | 18 | 18 | 0 | 0.0% |
| Osceola County | 6 | 2 | 2 | 33.3% |
| Woodbury County | 5 | 3 | 2 | 40.0% |
| Plymouth County | 4 | 4 | 0 | 0.0% |
| Clay County | 4 | 4 | 0 | 0.0% |
| Scott County | 3 | 2 | 0 | 0.0% |
| Jasper County | 3 | 3 | 0 | 0.0% |
| Lyon County | 3 | 3 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 122 applications in 2025, of which 98 were originated and 7 denied.
5.7% of all applications, or 6.7% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Homeowners Financial Group USA originated in Iowa in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are Homeowners Financial Group USA's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology