Bankers' Bank in Iowa vs the state
6.0%Denial rate-6.90 pts vs state
8.3%Decision denial rate-7.05 pts vs state
64.9%Origination rate-3.56 pts vs state
6.38%Median rate-0.13 pts vs state
0.10Rate spread (pts)-0.09 pts vs state
$85kMedian applicant income
98Loans originated
9Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 69 | 47 | 7.3% | 6.75% | #180 |
| 2024 | 62 | 34 | 14.5% | 6.50% | #190 |
| 2025 | 151 | 98 | 6.0% | 6.38% | #122 |
What Bankers' Bank lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Bankers' Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harrison County | 18 | 16 | 0 | 0.0% |
| Pottawattamie County | 17 | 10 | 1 | 5.9% |
| Dallas County | 13 | 11 | 0 | 0.0% |
| Butler County | 9 | 5 | 0 | 0.0% |
| Polk County | 9 | 4 | 1 | 11.1% |
| Carroll County | 8 | 7 | 1 | 12.5% |
| Black Hawk County | 7 | 3 | 0 | 0.0% |
| Pocahontas County | 6 | 4 | 1 | 16.7% |
| Tama County | 5 | 4 | 0 | 0.0% |
| Buena Vista County | 5 | 2 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 151 applications in 2025, of which 98 were originated and 9 denied.
6.0% of all applications, or 8.3% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Bankers' Bank originated in Iowa in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Bankers' Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology