Centris in Iowa vs the state
21.2%Denial rate+8.36 pts vs state
24.6%Decision denial rate+9.32 pts vs state
61.1%Origination rate-7.37 pts vs state
6.50%Median rate0.00 pts vs state
0.08Rate spread (pts)-0.11 pts vs state
$85kMedian applicant income
190Loans originated
66Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 253 | 150 | 19.4% | 7.00% | #72 |
| 2024 | 277 | 171 | 20.2% | 7.50% | #74 |
| 2025 | 311 | 190 | 21.2% | 6.50% | #72 |
What Centris lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Centris applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pottawattamie County | 254 | 160 | 53 | 20.9% |
| Harrison County | 21 | 13 | 4 | 19.0% |
| Shelby County | 10 | 6 | 2 | 20.0% |
| Fremont County | 9 | 3 | 3 | 33.3% |
| Mills County | 8 | 4 | 2 | 25.0% |
| Montgomery County | 5 | 3 | 0 | 0.0% |
| Monona County | 1 | 0 | 1 | 100.0% |
| Crawford County | 1 | 1 | 0 | 0.0% |
| Cass County | 1 | 0 | 0 | 0.0% |
| Page County | 1 | 0 | 1 | 100.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 311 applications in 2025, of which 190 were originated and 66 denied.
21.2% of all applications, or 24.6% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Centris originated in Iowa in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Centris's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology