Page County, Iowa · 2025

Mortgage lenders in Page County, IA: denial rates and top lenders (2025)

76 lenders acted on 427 mortgage applications for properties in Page County in 2025. 16.2% were denied (Iowa: 12.9%). Median rate on closed loans 6.88%; median loan $105,000; median property value $165,000.

427Applications
16.2%Denial ratestate 12.9%
6.88%Median ratestate 6.50%
$105,000Median loan
$165,000Median property value

Largest lenders in Page County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Bank Iowa C 11692 10.3%7.20%
2 Rocket Mortgage C 3521 31.4%6.99%
3 Castle & Cooke Mortgage C 2620 7.7%6.75%
4 Northwest Bank A 1811 11.1%6.63%
5 Community 1st Credit Union D 1510 20.0%3.94%
6 Guaranteed Rate B 148 7.1%7.13%
7 Mortgage Research Center C 1310 7.7%6.50%
8 U.S. Bank D 119 18.2%6.75%
9 AmeriSave Mortgage D 94 44.4%6.88%
10 Broker Solutions D 95 22.2%6.25%
11 First Interstate Bank D 74 42.9%7.50%
12 United Shore Financial Services B 74 14.3%5.69%
13 Iowa Bankers Mortgage B 74 28.6%6.56%
14 Navy Federal Credit Union D 74 14.3%6.06%
15 Loandepot.Com D 60 66.7%
16 Ark-La-Tex Financial Services, LLC. A 63 0.0%6.88%
17 West Gate Bank A 55 0.0%6.50%
18 Coastal Community Bank C 51 0.0%15.49%
19 Community Choice Credit Union B 51 0.0%5.99%

Best approval odds in Page County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Bank Iowa10511.4%

What Page County borrowers applied for

By loan purpose

Home purchase 189 44% · 6.9% denied
Refinance 70 16% · 15.7% denied
Cash-out refinance 77 18% · 26.0% denied
Home improvement 38 9% · 23.7% denied
Other / HELOC 53 12% · 30.2% denied

By loan type

Conventional 294 69% · 15.0% denied
FHA 69 16% · 21.7% denied
VA 44 10% · 15.9% denied
USDA / RHS 20 5% · 15.0% denied

Why applications were denied

Credit history 25 37%
Collateral 14 21%
Debt-to-income ratio 13 19%
Other 6 9%
Incomplete application 5 7%
Insufficient cash 5 7%

Page County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202333119818.1%6.88%$85,000
202440726816.2%6.75%$105,000
202542727916.2%6.88%$105,000

Frequently asked questions

16.2% of applications in Page County were denied in 2025, against 12.9% statewide in Iowa.

Bank Iowa, with 116 applications in 2025 and a denial rate of 10.3%.

The median mortgage application in Page County in 2025 was for $105,000; the median property value on originated loans was $165,000.