Castle & Cooke Mortgage · Iowa · 2025

Castle & Cooke Mortgage in Iowa: approval rate, denial rate and rates (2025)

Castle & Cooke Mortgage took 79 mortgage applications in Iowa in 2025, ranking #169 of 739 lenders active in the state. It originated 60.8% of them and denied 10.1% (14.3% of the applications it decided), against a statewide denial rate of 12.9%.

79Applicationsin IA
14.3%Decision denial ratestate 15.3%
6.75%Median ratestate 6.50%
$125,000Median loanstate $135,000
$7.6MVolume15 counties

Castle & Cooke Mortgage in Iowa vs the state

10.1%Denial rate-2.73 pts vs state
14.3%Decision denial rate-1.02 pts vs state
60.8%Origination rate-7.70 pts vs state
6.75%Median rate+0.25 pts vs state
0.69Rate spread (pts)+0.50 pts vs state
$62kMedian applicant income
48Loans originated
8Denied

Trend in Iowa

YearApplicationsOriginatedDenial rateMedian rateRank in state
202379531.3%6.63%#165
202473531.4%6.75%#176
2025794810.1%6.75%#169

What Castle & Cooke Mortgage lends in Iowa

By loan purpose

Home purchase 60 76% · 6.7% denied
Refinance 7 9% · 14.3% denied
Cash-out refinance 12 15% · 25.0% denied

By loan type

Conventional 16 20% · 12.5% denied
FHA 38 48% · 10.5% denied
VA 3 4% · 0.0% denied
USDA / RHS 22 28% · 9.1% denied

Why it denied Iowa applicants

Insufficient cash 3 38%
Credit history 3 38%
Other 1 13%
Debt-to-income ratio 1 13%

Where in Iowa

Counties with the most Castle & Cooke Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Page County 26202 7.7%
Taylor County 1782 11.8%
Harrison County 11100 0.0%
Montgomery County 621 16.7%
Pottawattamie County 530 0.0%
Polk County 411 25.0%
Union County 201 50.0%
Crawford County 100 0.0%
Mahaska County 110 0.0%
Cass County 101 100.0%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 79 applications in 2025, of which 48 were originated and 8 denied.

10.1% of all applications, or 14.3% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

The median rate on loans Castle & Cooke Mortgage originated in Iowa in 2025 was 6.75%, against a statewide median of 6.50%.

About this data. Figures are Castle & Cooke Mortgage's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology